The Dangers Of Working with Unlicensed Contractors

When you as a homeowner have an unlicensed and/or uninsured contractor/handyman doing work on your property, you put yourself at tremendous financial risk. You run the risk of being subject to anyone, or even all of the following if the contractor is injured while working on your home:

  • Medical bills for injured contractor/handyman
  • Lawsuit by contractor/handyman
  • Increase in insurance policy cost or cancellation¬†of policy by insurance company

Regardless of whether the contractor/handyman is remodeling your entire home or just putting up a shelf, you open yourself up to significant liability as a homeowner.

Hazards of Hiring The Unlicensed

While licensing isn’t necessarily a measure of competence, it does imply a certain level of professionalism and suggests that the contractor is committed to his or her job. More significantly, licensing can protect you from a number of potential problems, such as the following: CONTINUE READING